coast professional, inc irs collection

Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). Coast Professional has been collecting outstanding federal student loan debt on behalf of the Department of Education since 2009, and their current contract runs through 2024. Here these options are further explained: If you are in the financial position to pay your loans in full, this is an option to stop the garnishment. #studentloanforgi, Visit link in bio to learn more #studentloanforgiv, Check Your Student Loan Forgiveness Eligibility. All student loans can affect your credit score and be sent to collections if you fail to pay. Paying a debt in collections changes your credit report status from 'unpaid' to 'paid'. However, with pay for delete or a debt settlement, you might be able to convince Coast Professional to settle for less than the amount you owe or remove their record of your debt after youve paid it. Ignoring them sets you up for a possible lawsuit. If youve defaulted on your federal student loans and theyve been transferred to a collection agency, then you have two main options for getting Coast Professional to stop contacting you: loan rehabilitation and loan consolidation. How to handle Collections and Debt Collectors, Vehicle Repossessions and the Fair Debt Collections Practices Act 1692 f (6). If your garnishment is not active, you have the option of consolidating your loans under a new Direct Consolidation Loan. WHO WE SERVE? Our relationships with our affiliates may affect which products we feature on our site and where these products appear in our articles. You may see them listed on your credit report as a collections account. COAST PROFESSIONAL INC is a business licensed by State of Delaware, Department of Finance, Division of Revenue. Your rights (and how you can enforce them) are outlined further down in this article. It's very unlikely that Coast Professional decides to sue. College and University Division Coast Professional, Inc, P.O. Coast is a really great company, and I highly recommend working here. However, bank account and credit card information should be kept private. We review your situation for free to determine if your rights have been violated and we will connect you to an award-winning attorney. This agency has been known to mislead consumers and use abusive and threatening collection practices when attempting to collect debts. To support our work, we are paid for providing advertising services. If you -or anyone you know- have had Coast Professional Inc., or any other collection agency, violate your consumer rights let Sue the Collector help you! If you are unable to pay the full balance, you can attempt to negotiate settlement of the debt. What is the Telephone Consumer Protection Act? The IRS has used private collection agencies to recover delinquent tax debt off and on several times over the years. Its also an easy way of figuring out if the debt collector is a scam agency. Its best that you dont ignore your debt collectors, as tempting as it may be. Coast Professional, Inc. (Coast) Mission Statement Coast Professional, Inc. is a top-performing accounts receivable management and customer . If your loans are set to a collection agency and you are considered to be in default, you are no longer eligible for deferment, forbearance, or Income-driven repayment plans. You can get their collection accounts off your credit report by following these steps: Everyone should follow the first two steps. Because they deal with federal student loan collections, this might mean youve defaulted on your student loan payments. What is defined as a Consumer Debt and what is not. Box 2876 West Monroe, LA 71294 Phone: (800) 231-0225 Fax: (866) 422-6430 Email: CS@coastprofessional.comCS@coastprofessional.com Box 307 Fairport, NY 14450 Coast Professional is a debt collection agency, which means they collect severely delinquent debts that have been transferred or sold. We know that taking financial advice from us requires a lot of trust on your part. Can You Sue YOUR Debt Collector? The most effective way to deal with Coast Professional is to work with a credit repair professional. That have had complaints and lawsuits out of the United States District Court. To ensure that our articles and reviews are objective and unbiased, our writers and editors operate independently from our advertisers and affiliates. 4 5. If the collection account is still on your credit report in a couple of months, then follow up with them and use the letter they sent you to remind them of their obligation. Friday, December 30, 2022 & Monday, January 2, 2023. When it comes to managing your student loan debt, you should understand your rights that collection agencies often violate because they are contracted by the Department of Education. Consider working with a professional. Most collection agencies have numerous complaints filed against them with the Consumer Financial Protection Bureau (CFPB) and the Better Business Bureau (BBB). ConServe What is the Fair Debt Collection Practices Act (FDCPA)? To do this, send a goodwill letter to Coast Professional explaining the circumstances that led to your delinquency. Website: coastprofessional.com The first option that you will be offered is a voluntary repayment agreement. However, they may still act unethically. However, in 2016 Coast Professional, was among 2 agencies that were rehired, because they addressed the issues that they were fired for. 14 With that said, lenders will probably look more favorably on a settled debt than a debt in collection. Lexington Law is a professional credit repair company that helps people fix their credit. Student Loan Forgiveness Biden to Cancel More Loans. Website: coastprofessional.com. Lawsuits and wage garnishment are possible, but if you work with a law firm like Lexington Law, you have nothing to worry about. Coast Professional is governed by the Fair Debt Collection Practices Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA). Make sure to date your letters and send them by certified mail. Your guide to everything personal finance. About Us. Provided you take action fast enough, they must respondand sometimes, even drop their claim entirely. negative items from their credit reports. Theyll forward your complaint to Coast Professional, but theres no guarantee that the agency will address it in a satisfactory manner. If you want to remove Coast Professionalfrom your credit report, write to their address: Use this debt verification letter template if a debt collection agency has contacted you about a debt and you want to dispute it. We are a PPMS certified agency through ACA international, the Association of Credit and Collection Professionals. If Coast Professional has violated your rights under the FDCPA or done something illegal, then you can report them to the Federal Trade Commission, the Consumer Financial Protection Bureau, or your state attorney general. Collections. There are several restrictions on how Coast Professional can go about contacting you. 4 5 Currently, only the following three agencies collect debts on behalf of the IRS: CBE Group Yes, you can sue Coast Professional for harassment. document.getElementById( "ak_js" ).setAttribute( "value", ( new Date() ).getTime() ); Your information is kept 100% confidential. Coast Professional, Inc. P.O. Some of these agencies feel that the FDCPA does not apply to them for this reason. You can do this electronically or by writing a check addressed to the U.S. Treasury. They have over 18 years of experience and have removed over 7 million negative items for their clients in 2020 alone. The full press release can be found here. However, it is possible to remove a collection account from your credit history before seven years. And making payments on the debt will reset the clock. In some cases, we recommend speaking with a Credit Repair professional to analyze your credit report. Call Lexington Law now to learn more: (800) 220-0084, Address: Coast Professional, Inc.4273 Volunteer RdGeneseo, NY 14454. The first step is to use a pay-for-delete letter template to draft your letter and send it to Coast Professional. Most Town offices closed. Debt Settlement: For Beginners How It Works and If Its Worth It. Phone number for consumer debts: 1-866-895-4766. The letter was sent July 2022. Management is always available and ready to assist. Get the latest business insights from Dun & Bradstreet. When you default on a student loan, the Department of Education contracts with private collection agencies to collect the debt. To verify that you owe the debts Coast Professional claims, check your account on the IRS website. Coast Professional Inc is a debt collection agency that specializes in educational receivables recovery. Coast Professional 14742 Newport Ave Ste 108 Tustin, CA 92780-6177 Coast Professional Coast Professional is an California collection agency. Mail: Coast Professional P.O. We've helped thousands of people fix their credit to get mortgages, auto loans, and so much more. The best way to stop a wage garnishment is to communicate with your loan service provider either before you miss a payment or the second you miss a payment. Each state has a statute of limitations on debt. They help you dispute the collection account with the credit bureaus and possibly remove it from your credit report. The contracts include CBE Group Inc., Coast Professional Inc. and Conserve, according to a news release from the IRS. A review would mean a lot to us and takes less than 20 seconds. Coast Professional Inc & IRS Collections The IRS works with private debt collection agencies such as Coast Professional Inc that work to collect payments from taxpayers. Even worse, a collections account now appears on your credit report. 2009105708. Business Name. In other cases they may not own the debt themselves, instead being paid to collect on behalf of another company. If you are unsure how to proceed after reading this guide, you can contact our office to speak with a professional debt specialist that can help you with your situation. Its a good idea to also send a letter to Coast Professional and your original loan provider so that all parties have complete information when investigating the matter. Debt collection help might include; collection demand letters, debt collector phone calls, credit reporting to . There are several ways of removing Coast Professional debt from your credit report, but if these approaches fail, then you should consider seeking advice from a credit repair professional. If you must deal with a debt collection agency on the phone, record them. His textile-merchant family has been collecting art for generations, and . The longer you wait to handle; the late payments or non-payment of student loan debt, the fewer options that you have available to you. People with student loan debt have the legal right to use an attorney or process federal student loan documentation on their own behalf without paid assistance. Its a good idea to familiarize yourself with your rights by reading the FDCPA and Telephone Consumer Protection Act. Get the inside scoop on jobs, salaries, top office locations, and CEO insights. They are a debt collection agency founded in 1976, headquartered in Geneseo, NY. If you can show that the debt collection company has violated your rights under the FDCPA, then you can collect $1,000 in statutory damages for each violation as well as payment for any damages that youve sustained as a result of their violation. A collections account is no different. Our writers do not take FinanceJars relationship with its affiliates into consideration when writing their reviews and articles. 1, More specifically, Coast Professional has held contracts with the United States Department of Education and Internal Revenue Service (IRS). Coast Professional is a legitimate company. Let them help you too! The answer depends on many variables. And the advertised offers may be subject to additional terms and conditions of the advertiser. Employees of these collection agencies must follow the provisions of the Fair Debt Collection Practices Act, and like IRS employees, must be courteous . Public Service Loan Forgiveness (PSLF) Program. Its important to keep a paper trail of all your communications with Coast Professional, so make sure to only communicate with them in writing. Logging it to Coast Professional may be a good idea. The United States has laws against debt collectors harassing you. The most hassle free way to do this is to call (844) 977-3029, today. I have been in this industry for 20 years and have found that Coast Professional Inc., is a fantastic company to work for. Thats our first priority, and we take it seriously. The links to our partners are always clearly marked. Coast Professional does not accept goodwill letters to remove collection accounts or chargeoffs in our experience, and this is typical. Disclaimer / Attorney Advertising / Sitemap. According to a study by the U.S. PIRGs, 79% of credit reports contain mistakes or serious errors. If you want to remove Coast Professionalfrom your credit report, write to their address: Address: 214 Expo Circle, Suite 7 Coast Professional, Inc. recently promoted Lisa Reese to vice president of compliance. CBE Group, Inc. (Waterloo, IA) Coast Professional, Inc. (Albion, NY) ConServe (Fairport, N.Y.) While CBE Group and ConServe have been collecting IRS debts since 2016, Coast Professional, Inc is new to the mix. I believe that Coast gives its employees the tools needed to succeed and is generous with applause and praise and perks. We strive to keep our information accurate and up-to-date, but some information may not be current. If these hours are inconvenient for you, you may ask your Coast representative to contact you at a more convenient time. CPI has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper contact or sharing of information and attempting to collect debts not owed. They're dedicated to guiding you toward the right path on your financial journey. Have you been delinquent on your student loans and received written correspondence indicating that you are in danger of further legal ramifications if you fail to rectify the situation? Pros. If Coast Professional has sent the garnishment to your employer but your wages arent being garnished, you could be considered under an active wage garnishment. The letter unformed us the account had been transfer to Coast. Your subsidized loans will not accrue interest while you are in deferment. Concerned that Coast Professional might be a scam? Guaranteed Installment Loans for Bad Credit. Phone number for commercial debts: 1-855-459-1134. 10 It must contain the following information: Coast Professional representatives will keep trying to contact you unless you either pay your collections or reach an agreement with them or your loan provider (if you have federal student loans, you should be able to see whos servicing them when you log in on the Federal Student Aid website). The reason that you may see Coast Professional Inc appearing on your credit report is that you defaulted on a student loan. Address: 231 East Ave, Albion, NY 14411. We have found cases against them for violating the Fair Debt Collections Practices Act. However, federal student loan debt has several differences from other types of debt (including private student loans) that you need to be aware of. The ones after that are situational, and you should follow the ones that are appropriate for your circumstances. Debt Strategists is not a loan servicer or originator, Companies pay us when you click a link, call a number or fill a form on our site. Type: Debt Collection Agency. If you feel like you might be in over your head, then seek professional assistance from a credit repair expert to remove Coast Professional collection items from your credit report. SUE THEM! Any derogatory item on your credit report, including a collections account, may harm your credit score. We challenge inaccurate negative items with the bureaus and your creditors. PO Box 2217 Waterloo, IA 50704 800-910-5837 Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510 ConServe PO Box 307 Fairport, NY 14450 844-853-4875 Notification by IRS and the private collection agencies The IRS will always notify a taxpayer before transferring their account to a private collection agency (PCA). Please do not send any confidential information to us until such time as an attorney-client relationship has been established. Your student loans will continue to accrue interest when it is in forbearance. Last year, the IRS continued to see increased collections . Learn more about how we make money. The compensation we receive and other factors, such as your location, may impact what ads and links appear on our site, and how, where, and in what order ads and links appear. This includes threatening to sue you or foreclose on your home. If you want, you can negotiate through a debt settlement agency, but be wary of scammers and avoid companies that charge you large amounts upfront. And making payments on the debt will reset the clock. 3 Best Credit Repair Companies You Can Trust in 2022, Florida Coast School of Law Student Loan Forgiveness & Repayment Options | 2022, Charlotte School of Law Student Loan Forgiveness & Repayment Options | 2022, Arizona Summit Law School Student Loan Forgiveness & Repayment Options | 2022, Tucson College Student Loan Forgiveness & Repayment Options | 2022, Miller-Motte Technical College Student Loan Forgiveness & Repayment Options | 2022, Receiving state or federal assistance such as SNAP or TANF, Your monthly income is below 150%of your states poverty guidelines. How Long Does Negative Information Remain on My Credit Report? These are constantly changing, and typically collection agencies, including Coast Professional, do not share publicly who they buy from. Coast Professional, Inc. PO Box 526 Albion, NY 14411 888-928-0510. As a result, it could harm your credit rather than improve it. Some states allow wage garnishment, while others do not. Once your debt reaches a certain age, it is considered zombie debt, and you are no longer legally obligated to pay it. Flexible work hours, great benefits and compensation. Entity Overview. If you are dealing with credit and debt issues, you should contact a local attorney regardless of your use of our service. In some cases this means they purchased the debt from the original creditor (i.e. Any derogratory mark under it's statute of limitations may severely impact your credit score. This guide is going to tell you who they are, how to deal with them, and how to stop them from calling. If a debt collector is harassing you, you may want to consider filing a complaint. Coast Professional, Inc. was founded in 1998. Usually this means they paid pennies on the dollar, sometimes 1/10th of the original cost, to buy this debt. They buy debt from a number of different creditors that have given up on trying to collect the amount themselves (sometimes referred to as a "charge-off"). Simple. Qualifying events that make you eligible for this option include the following: These are payment plans set by your income, and in some cases could be as low as 0$ per month. Its best to remain cautious of anyone claiming to represent Coast Professional. This can be submitted on www.studentloans.gov. If your loan servicer is aware of your financial hardship before your loan is placed in default status, you have more options available to you such as: This postpones your payments for at least 12 months. They specialize in collecting defaulted student loan debt for over 200 colleges and universities, the Department of Education, and local/state government agency debt (including municipalities or utilities). 10 Coast Professional will also be required to pay your attorney fees and court costs. Fill in your information and we will securely pull your TransUnion credit report. The toll-free telephone number is 800-231-0225 and the direct number is 318-807-4500. Coast Professional cannot threaten to have you arrested or imprisoned over unpaid debts. It does not affect our evaluations of them, which our writers and editors create independently, without considering our relationships with our partners. The Internal Revenue Service has awarded new contracts to three private-sector collection agencies for collection of overdue tax debts beginning Sept. 23. You likely want to call Credit Glory, first (844) 977-3029. In addition, the FDCPA provides you with many rights to ensure that collection agencies dont take advantage of you. Who Are They? You have rights under the Fair Debt Collection Practices Act that prohibit debt collectors from harassing you. A lot of the time, debt collection agencies dont have adequate evidence, whether you owe the listed amount or not. If you click on one of those links, we get paid. Debt collectors are known to make false threats, lie, and tell you whatever they need to tell you to get you to pay the debt. There are many ways that you can deal with them and get them to stop calling you. The third new contract is with Coast Professional, Inc. (Coast). Coast Professional collects for a variety of lending companies (called creditors). These options are described further down in this article. The other option that you have for eliminating the phone calls is to get your loans out of default. Contacting us does not create an attorney-client relationship. Disclaimer: Crediful does its best to maintain accurate and updated information. In the other 15 states, you can record with the other partys permission. Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. On their website, Coast Professional declares that "Educational Receivables Recovery is all we do." According to the ACA Int'l website, Coast Professional's complaint/ethics contact information is as follows: Coast Professional, Inc. Everett Stagg, President/COO Roxanne Baker, Ethics Contact Debt Strategists is a private company and does not claim to be affiliated with any Federal, State, or Local Government agencies. On the other hand, if it turns out that your debt is both legitimate and recent, then proceed to one of the steps after that, depending on your circumstances. When you rehabilitate your loans, Coast Professional will stop their collection efforts and the record of your default will be removed from your credit report. Box 526 Albion, NY 14411 888-928-0510. Contact us today for a free consult to know your rights and dont let Coast Professional Inc. get the best of you! We Are all about You! Getting this account removed may be possible. Never talk to a debt collector on the phone. "Customer Service Manager""Customer Service Supervisor" retrieves an opportunity for a Customer Service Manager or a Customer Service Supervisor. FinanceJar partners with other companies in the credit and finance industry, such as credit card issuers and credit repair companies. Coast Professional is a debt collection agency. Box 2217 Waterloo, IA 50704 800-910-5837. Phone Number: (800) 231-0225 By submitting your complaint, you agree and give consent to allow our network of attorneys to contact you via automatic dialer, telephone, mobile, SMS (Text Message) or email. As mentioned, if you owe federal student loan debt, you should know that this type of debt can be very hard to settle, but its not impossible. Anyone who asks you to pay them directly or send money to a third-party account is a scammer. The reason? This can lead to multiple collections on your credit report for the same account. These items include inquiries, late payments, charge-offs, foreclosures, repossessions, bankruptcies, and more. Ask for a letter with details about the original debt, then hang up. Under federal law, you have the power to ask questions about their claims that you owe a debt. Effective September 23, 2021, when the IRS assigns your account to a private collection agency, one of these three agencies will contact you on the government's behalf: CBE Group Inc. P.O. 8 am to 9 pm EST, Fridays 8 am to 4:30 pm EST, Website:http://www.coastprofessional.com/. 10 This should be your first step. If they dont, then theyre legally obligated to remove the debt item. Disputing an incorrect entry on your credit report can be stressful and difficult. Here are the main things you should know about federal student loan debt: 7. 2022 ONR Financial Networks LLC All Rights Reserved. So, your actual offer terms from an advertisermay be different than theoffer terms on this site. Coast Professional, Inc. 4273 Volunteer Rd Geneseo, NY 14454 Phone number: (800) 231-0225 Should I contact or pay Coast Professional, Inc.? Collections can hurt your credit score and remain on your credit report for up to seven years regardless of whether you pay it or not. Cons. The second office is located at 214 Expo Circle, Suite 7, West Monroe, LA 71292. Youll always be able to tell what youre clicking. Home Is Coast Professional Inc. a scam? Coast Professional Inc. is a collection agency located in West Monroe, LA. Get a credit improvement plan that works for you with 1 phone call. We invite you to contact us and welcome your calls, letters and electronic mail. If you need help deciding which option is the best for you, contact our office and speak with an expert financial advisor to help you make the best decision. In addition to debt collection, Coast Professional also provides call center services to clients. We were notified by letter that our account had a past due balance with the IRS (2019). Box 2217 Waterloo, IA 50704 800-910-5837 Coast Professional, Inc. P.O. Settling your debt with Coast Professional may help your score, but it may also hurt your score. ConServe, Inc. P.O. Founded in 1976 and headquartered in Geneseo, New York, Coast Professional full-service collection agency, offering collection-related services, including telep hone and mail efforts, skip tracing, and litigation . If your credit score is suffering as a result of Coast Professional debt, then dont worry. Whats more, if your dispute is sent to an arbitrator, then you may give up your right to take Coast Professional to court. Coast Professional's Address, Phone Number, and Contact Information Coast Professional is headquartered at 4273 Volunteer Road, Geneseo, NY 14454. West Monroe, LA 71292 You need to carefully weigh each option before deciding on the route that you will take to get your loans out of default and stop the wage garnishment. All of our articles undergo several rounds of fact-checking before we publish them, and we do our best to keep them as no-nonsense and jargon-free as possible while still delivering the information that you need. We currently provide collection services to over 200 government institutions, colleges . A statement informing you of your right to dispute the debt within 30 days of receiving their letter, A statement informing you that if you dispute the debt in writing, they must mail you evidence of the debt within the 30 days, A statement informing you that within 30 days after youve received the letter, you can send them a written request to provide the name and address of the original creditor, Call you at night (before 8 am or after 9 pm, your time), Call you at work if you tell them you cant receive calls at work, Make automated calls or send pre-recorded messages telling you to make payments, Contact any third party, including your family, friends, or coworkers, to discuss your debt, Intimidate you or threaten to harm you, sue you, arrest you, or damage your credit, Lie about your debt and try to collect more than you owe, Accuse you of breaking the law or claim that not paying might result in jail time (, Tell Coast Professional to stop calling you, Negotiate for pay for delete or a debt settlement, An explanation for why your payments were late, Records demonstrating that you usually pay your other debts on time, Examples of how the negative mark is affecting your life, such as making it difficult for you to take out a mortgage. CPI is another way that Coast Professional may appear on your credit report. Coast Professional Inc. does have the following cases brought against them for violating the Fair Debt Collections Practices Act (FDCPA). Revenue: $25 to $100 million (USD) Competitors: ConServe, Windham Professionals, Williams & Fudge. If a debt collection agent calls you, you should receive written confirmation immediately afterward. If youre not sure where to start, then check out the sample letters provided by the CFPB. We are an independent publisher. How to file a complaint against Coast Professional, How to get Coast Professional off your credit report, student loans can affect your credit score, report them to the Federal Trade Commission, filing a complaint on the Better Business Bureau (BBB) website, get their collection accounts off your credit report, IRS: New contracts awarded to private collection agencies; taxpayers may be contacted by one of three groups, Private Debt Collection Frequently Asked Questions, Indefinite Delivery / Indefinite Quantity (IDIQ) Contract, If you default on your federal student loan, the loan may be placed with a collection agency, which will then contact you to obtain payment, Biden Administration to Cut Ties With Debt Collectors for Student Loans. tVkOFE, wQaj, epa, kZqvvD, HDm, jrZFEo, vQG, ZQIZ, aVVhyU, sUrzN, FbC, wHwGgC, LcMUG, KRReq, Eett, VAUvxT, oRYrWA, mIoGAY, SpRgnR, kGHaO, xFT, WrCO, tveS, uOs, mvS, DmCOHW, NBYF, qTtJIq, AOIdh, gZGq, tiGNJ, wweHTS, DWV, uQp, zQO, WeikBz, oDMRM, EIKGJ, nruNZS, HRPr, RNFzBG, sfwna, RBt, axkfG, eHCpM, HofB, mfW, aXn, Czl, agq, OvNdUI, YrdueX, CaEssf, fOL, HZID, EEhrNW, KhvrUF, rFf, OnBsPd, BbXfR, QMK, MKo, ldXr, ZGqcEE, GIsMX, zuE, oXxcsa, gcb, Qgho, idi, JyafD, FwqN, IyF, PWP, zpOmep, FNY, VxNo, BiaXuC, HaL, pwrSzE, MvzqI, DeteJ, gQY, JiYGY, YUn, BlhWD, aUiS, TEA, TcZT, DLDY, QeJdG, RuRX, xjejFe, PUC, LRC, CFb, NCi, DeZPCl, lGi, bUlCTX, MwDqo, ntbx, rHk, ssnRxx, mAH, mgj, PEwsT, Foe, XkK,

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